Homeowners/Dwelling Insurance/Manufactured Homes
Homeowners Insurance
|
Homeowner insurance covers losses to the home. It is designed to make the homeowner whole in the event of a loss. The homeowner must live in the home. Some of the losses covered by a homeowners policy include fire, water, freezing pipes, windstorm and theft. Homeowner policies also cover lawsuits from people that are injured on the homeowner's property. The policy also has a deductible, the agreed to amount of a claim that the homeowner is responsible for. The amount of coverage depends on the value of the home.
Liability and personal property are included in a homeowners policy. Flood coverage usually is not included in a homeowners policy. It has to be purchased separately. To learn more about homeowners insurance fill out the question form below or for a quick quote click the button below. (PA residents only). |
|
Buying a new home and need an insurance quote at the last minute?
Refinancing your home and want a better insurance plan? Fed up with your current homeowner insurance carrier? Can't get a homeowner insurance quote because you work during the day? We have the solution! Enter your information to your right and get a quote in less than 3 minutes. Try it! (PA residents only) |
|
Dwelling Insurance
|
Dwelling insurance provides coverage for a building in case of a loss regardless of it being occupied by the owner or a tenant. Dwelling policies only cover the losses listed in the policy and do not offer blanket coverage on the building.
Personal property coverage is optional under a dwelling policy. It can be added for an additional premium. A dwelling policy can also cover liability claims for an additional premium. If the building is occupied by a tenant, loss of rents can also be included for an additional premium. Flood coverage is usually not included and has to be purchased separately. To learn more or request a quote, leave your name and email address below. (PA only) |
|
|
|
Manufactured Homes Insurance |
Many people are now living in manufactured and trailer homes. One
of our companies specializes in those homes and understands how
special they are They offer limited as well as very comprehensive
policies, similar to homeowner and dwelling policies. We do have our
specialty designation in this area. These policies do not cover flood
damage. If you have any questions or would like a quote submit your
information below and we would be delighted to assist you. (PA only)
