Homeowners/Dwelling Insurance/Manufactured Homes

                                                                                                                            Homeowners Insurance

Homeowner insurance covers losses to the home.  It is designed to make the homeowner whole in the event of a loss.  The homeowner must live in the home. Some of the losses covered by a homeowners policy include fire, water, freezing pipes, windstorm and theft. Homeowner policies also cover lawsuits from people that are injured on the homeowner's property. The policy also has a deductible, the agreed to amount of a claim that the homeowner is responsible for. The amount of coverage depends on the value of the home.

​Liability and personal property are included in a homeowners policy. Flood coverage usually is not included in a homeowners policy. It has to be purchased separately.  To learn more about homeowners insurance fill out the question form below or for a quick quote click the button below. (PA residents only).
Buying a new home and need an insurance quote at the last minute?
Refinancing your home and want a better insurance plan?
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                        (PA residents only)

                     Dwelling Insurance

Dwelling insurance provides coverage for a building in case of a loss regardless of it being occupied by the  owner or a tenant. Dwelling policies only cover the losses listed in the policy and do not offer blanket coverage on the building.

Personal property coverage is optional under a dwelling policy. It can be added for an additional premium.  A dwelling policy can also cover liability claims for an additional  premium. If the building is occupied by a tenant, loss of rents  can also be included for an additional premium. Flood coverage is usually not included and has to be purchased separately.  To learn more or request a quote, leave your name and email address below. (PA only)

           Manufactured Homes Insurance
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      Many people are now living in manufactured and trailer homes. One
     of our companies specializes in those homes and understands how
     special they are They offer limited as well as very comprehensive
     policies, similar to homeowner and dwelling policies. We do have our 
     specialty designation in this area. These policies do not cover flood
     damage.  If you have any questions or would like a quote submit your
     information below and we would be delighted to assist you. (PA only)

Questions or Dwelling  or Manufactured Home Quote



As mentioned above flood is not covered under the dwelling or homeowner policy. It must be purchased separately.
(We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options regarding Medicare, Medicare Advantage, Medicare Supplement plans and Prescription Drug plans.)