Commercial Insurance

Businesses require specialized insurance products because their needs are more complicated. A business has more risks and responsibilities. There are several insurance products for businesses in the marketplace. It is the job of the business and its agent to determine the ones that will protect it best. Below are a list of general insurance products that businesses need. Insurance varies for different industries.  To learn more fill out the question or quote form below.

                                                                                              Commercial Coverage

* General Liability                                         * Inland Marine                                  * Garage Dealers and Non Dealers        
* Commercial Auto                                       * Liquor Liability                                * Worker Compensation
* Special Event                                              * Professional Liability                     * Transportation
* Director and Officers Liability                   * Contractors                                     * Habitational
* Cargo                                                                  * Commercial Property                       * Excess and Umbrella
* Cyber Liability

Employee Benefits

To hire and keep good employees, many employers offer them benefits. RTL Associates can help with that.  We offer various benefits to enhance your benefit package.  The business has to have a minimum of three employees to get a group plan. There are very few health questions and the policy administration is very simple.  We offer the following group benefits:

                     * Accident                     * Hospital Indemnity
                     * Cancer                        * Term Life Insurance   
                     * Critical Illness              * Universal Life Insurance
                     * Disability

Good benefits keep good employees.  Satisfied employees are more productive and good assets for any business. To learn more about our benefit plans for employees complete the question or quote form.

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(We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options regarding Medicare, Medicare Advantage, Medicare Supplement plans and Prescription Drug plans.)