Who We Are

 MISSION STATEMENT

We help seniors and families protect what matters most—with trusted insurance solutions and personal care every step of the way.


ABOUT US

For over 40 years, our agents have served individuals and families with expert insurance guidance built on trust, compassion, and experience. Founded by Linda Chester, RTL began with a deep commitment to service and a personal approach to planning for the future.

Today, we continue that legacy with a refreshed brand, modern tools, and a renewed focus on helping you make confident, informed choices. Whether you're navigating Medicare, securing final expense coverage, or planning for long-term care needs, our mission is to make the process simple, personal, and effective.

 At RTL Associates, we believe planning for tomorrow starts with trust today. We’re here to help you protect your health, your legacy, and the people you love—with clarity, care, and decades of know-how. 

Licensed to Serve You

We are proudly licensed in the following states: Pennsylvania, Delaware, Ohio, Michigan, Texas, Virginia, South Carolina, Louisiana, and Iowa.
No matter where you are in these states, you can count on us for expert guidance and personal care.

                                         Stronger Roots. Brighter Future.

Our Standards

(We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options regarding Medicare, Medicare Advantage, Medicare Supplement plans and Prescription Drug plans.)